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Florida Buyers Face More Than $12,000 a Year in Taxes and Insurance Before Principal and Interest
Florida is sold as a low-tax state because there is no individual state income tax, and out-of-state buyers arrive with that framing already fixed. The typical home carries roughly $6,349 a year in property taxes and about $6,016 in insurance, which is more than $12,000 before a dollar of principal, interest, HOA dues, or maintenance.
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